Appraisal services for Oviedo and Seminole County homeownersThe top seven reasons Florida homeowners need Sean Calegan:
We at Sean Calegan understand the unique needs of a customer looking for appraisal services. Our customary business clients understand the appraisal process and the usual "products" we deliver to them. As our client, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at Sean Calegan will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value assessment than yours.Challenge Seminole County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in an area that is going down or is not appreciating as much as other houses close to yours. That only means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Sean Calegan is your #1 weapon.Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At Sean Calegan, we're veterans in helping clients just like you do away with unwanted and unneeded PMI insurance.Was your HELOC recently frozen?If your home is close to a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be troublesome from a cash flow standpoint, and bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Sean Calegan can help you reinstate your HELOC.We Also Offer Field and Desktop Appraisal Review ServicesWould you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for efficiency? An appraiser from Sean Calegan can go out and check the subject and comparables in question in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property. |
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